With Personal Loans Direct, you take advantage of a company operating a UK wide service with over 30 years experience in the secured, unsecured and personal loan market. We guarantee a friendly, efficient and professional service, aiming to ensure that your loan is paid out quickly. Our loans can be used for any purpose including debt consolidation. All of our loans are processed through subsidiaries of High Street Banks & Building Societies, maintaining your confidence and ensuring that you are dealing with a reputable company offering very competitive rates of interest. We offer secured loans from £3,000 to £100,000 and our facilities include: No Equity Loans - up to 125% of your property value. Fixed rates and/or 3 months to make your first payments. Self Employed - even with no accounts or recent start ups. Council right-to-buy. CCJ`s, poor credit score or been refused credit elsewhere. (in some problem cases a fee of up to 10% may be charged). We also offer unsecured loans for homeowners from £3,000 to £15,000 up to 10 years. We take legislation seriously and as such abide by the standards laid down by The Office of Fair Trading - OFT and the Mortgage Code. LOANS SECURED ON YOUR HOME THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. 12.8% APR Typical Variable