unsecured loans are available to homeowners only...

Loans range from £3,000 to £15,000 and the maximum loan term is 10 years.
The rates are fixed and all loans are subject to status.

Your loan can be used for a variety of purposes - to buy a car; home improvements; debt consolidation or going on holiday.

Tenant loans - apply here...

When you do not own your own home or you are renting, you can apply for a
tenant loan. This type of loan is unsecured, as your home is not used as
collateral. This usually means higher interest rates as this type of loan is
a higher risk (as you don't have a home secured on it).
An unsecured loan is a loan that is not secured by collateral. Most credit
cards are unsecured loans. Since there is no collateral offered, the rate is
typically higher to compensate the lender for the greater risk being
assumed. This type of loan is preferred for people who do not own their own
home. Once you have been successful in obtaining your loan, you receive a
lump sum, which you are expected to pay back within a defined period of
time, for example, 36 months. The payments are usually a set amount each
month. An unsecured loan usually has a higher interest rate, due to the fact
that your home or any other asset is not secured on it, making it a higher
risk. If you apply for an unsecured personal loan, your application will
usually be processed much quicker than a secured personal loan, this is
because you do not require to have your home valued as part of the loan
application.

The amount you can borrow with an unsecured loan varies from about £500
upwards. It is repayable between 6 months and up to 10 years. Interest rates
on an unsecured loan can be fixed or variable. A fixed rate offers the
security of knowing what your payments will be each month, a variable rate
means that if the interest rate increases or decreases, then so do your
payments accordingly.

If you require a loan quickly, an unsecured loan is probably your best
option as the application process is much quicker than an unsecured loan.